Accounts track your assets and debts. Positive amounts are assets, negative are liabilities.

Expenses are items with a due date and budgeted amount. Check "Recurring" for expenses that repeat each month on the same day.

Available = Assets minus Liabilities minus all Expenses.

Auto Fill suggests spending allocations based on upcoming due dates and past patterns.

Gist Sync Data is stored locally by default. To sync across devices, create a GitHub Gist named budget-data.json, copy the Gist ID from the URL, and generate a GitHub token with the gist scope. Enter them above and click Save.